1866 Reisterstown Road
What does business liability insurance cover?
Liability insurance covers and protects you company's assets and covers the cost of legal fees and obligations. Imagine the peace of mind you’d have knowing that in the event of a claim, your assets are safe.
Liability insurance is appropriate for any business that could face potential lawsuits. There are four types that you may fit your needs:
There are other risks that may be covered, including:
Even if your commercial vehicles are not the primary way your business makes money, its always smart to properly insure the vehicles you depend on as a business owner.
Commercial auto insurance is different than personal vehicle insurance. In many cases, not only are there multiple vehicles to cover, but also the liability from accidents or claims that will extend to your business as a whole.
What should my business auto policy cover?
Commercial auto insurance coverage may include:
What business property insurance covers
Small business property insurance is one of the easiest ways to ensure the future of your business. Here are some of the important aspects that commercial property insurance helps protect:
The professionals at our firm understand your business is unique. Therefore, we take the time to help craft a commercial building insurance policy to fit your unique needs by offering a wide range of options that give you both flexibility and protection at a price your business can afford.
Common types of coverage may also include:
What does contractors insurance cover?
The list of coverage areas that need to be addressed in your contractors insurance include:
If your contractors insurance misses any of this protection, your job and your company could be at serious risk.
Do you need construction insurance?
Any person or business working in construction trades: building construction, heavy construction, or home improvement. We offer coverage for every trade, including:
What does cyber liability cover?
With a comprehensive cyber liability policy, you can feel confident you’re covered in case of data breaches and related issues, including:
We can help protect your business against damage to electronic data, virus or malware attack, liability to third parties, and also help recover the cost of:
Yes, you can be sued, even if you didn’t do anything wrong
The simplest clerical error or proofreading mistake (even one made by a trainee) can cost you, especially if it results in financial loss or damage to the reputation of one of your customers.
That’s why it’s important to understand the extent of your business liability insurance since it only protects your operation against bodily injury, property damage, or advertising injury.
Who needs E&O insurance?
if your service is possible to be done incorrectly or late, and it costs your client money or harms their reputation, you need to investigate E&O.
Coverage for your farm or ranch may also include:
Your operation is more than a business, it’s a legacy and your livelihood. Let us help you protect what you care about most.
Standard policies may include:
Workers compensation basics
Since workers comp insurance typically only covers injuries or illnesses when they occur as a result of duties performed on the job or while at work, the scope of the coverage of the policy is limited to duties performed by employees.
Injuries that may be covered by workers comp insurance include lifting heavy equipment, slipping on a wet or oily surface, or sustaining injury, due to fires or explosions.
Workers Compensation Insurance may cover:
It does not cover: